LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,816
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,832
−HK$2,049/mo
Today · 4.125%
HK$68,881
baseline
▲ 0.50% · 4.625%
HK$73,072
+HK$4,191/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,762/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,107
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,041
−HK$1,962/mo
Today · 4.125%
HK$76,003
baseline
▲ 0.50% · 4.625%
HK$80,009
+HK$4,006/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$152,006/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,779
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,199
−HK$2,458/mo
Today · 4.125%
HK$82,657
baseline
▲ 0.50% · 4.625%
HK$87,686
+HK$5,029/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$165,314/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,529
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$88,849
−HK$2,354/mo
Today · 4.125%
HK$91,203
baseline
▲ 0.50% · 4.625%
HK$96,011
+HK$4,808/mo
Deposit HK$11.37M · loan HK$17.05M · min. income ≈ HK$182,406/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,742
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,565
−HK$2,868/mo
Today · 4.125%
HK$96,433
baseline
▲ 0.50% · 4.625%
HK$102,300
+HK$5,867/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,866/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,950
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,657
−HK$2,747/mo
Today · 4.125%
HK$106,404
baseline
▲ 0.50% · 4.625%
HK$112,013
+HK$5,609/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,808/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,669
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,298
−HK$3,687/mo
Today · 4.125%
HK$123,985
baseline
▲ 0.50% · 4.625%
HK$131,529
+HK$7,544/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$247,970/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,793
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$133,274
−HK$3,531/mo
Today · 4.125%
HK$136,805
baseline
▲ 0.50% · 4.625%
HK$144,016
+HK$7,211/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$273,610/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,058 · Scale 2, in force from 26 Feb 2026)