LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,817
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,834
−HK$2,048/mo
Today · 4.125%
HK$68,882
baseline
▲ 0.50% · 4.625%
HK$73,073
+HK$4,191/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,764/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,109
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$74,043
−HK$1,961/mo
Today · 4.125%
HK$76,004
baseline
▲ 0.50% · 4.625%
HK$80,011
+HK$4,007/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$152,008/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,781
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$80,200
−HK$2,458/mo
Today · 4.125%
HK$82,658
baseline
▲ 0.50% · 4.625%
HK$87,688
+HK$5,030/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,316/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,530
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,851
−HK$2,354/mo
Today · 4.125%
HK$91,205
baseline
▲ 0.50% · 4.625%
HK$96,013
+HK$4,808/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,410/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,744
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,567
−HK$2,868/mo
Today · 4.125%
HK$96,435
baseline
▲ 0.50% · 4.625%
HK$102,303
+HK$5,868/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,870/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,952
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,660
−HK$2,746/mo
Today · 4.125%
HK$106,406
baseline
▲ 0.50% · 4.625%
HK$112,015
+HK$5,609/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,812/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,671
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,300
−HK$3,688/mo
Today · 4.125%
HK$123,988
baseline
▲ 0.50% · 4.625%
HK$131,532
+HK$7,544/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$247,976/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,796
−HK$7,012/mo
▼ 0.25% · 3.875%
HK$133,277
−HK$3,531/mo
Today · 4.125%
HK$136,808
baseline
▲ 0.50% · 4.625%
HK$144,019
+HK$7,211/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$273,616/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,082 · Scale 2, in force from 26 Feb 2026)