LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,818
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$66,834
−HK$2,048/mo
Today · 4.125%
HK$68,882
baseline
▲ 0.50% · 4.625%
HK$73,074
+HK$4,192/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,764/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,109
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,043
−HK$1,962/mo
Today · 4.125%
HK$76,005
baseline
▲ 0.50% · 4.625%
HK$80,011
+HK$4,006/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$152,010/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,781
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,201
−HK$2,458/mo
Today · 4.125%
HK$82,659
baseline
▲ 0.50% · 4.625%
HK$87,688
+HK$5,029/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,318/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,531
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,852
−HK$2,354/mo
Today · 4.125%
HK$91,206
baseline
▲ 0.50% · 4.625%
HK$96,014
+HK$4,808/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,412/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,745
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,568
−HK$2,867/mo
Today · 4.125%
HK$96,435
baseline
▲ 0.50% · 4.625%
HK$102,303
+HK$5,868/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,870/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,953
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,660
−HK$2,747/mo
Today · 4.125%
HK$106,407
baseline
▲ 0.50% · 4.625%
HK$112,016
+HK$5,609/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,814/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,672
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,301
−HK$3,687/mo
Today · 4.125%
HK$123,988
baseline
▲ 0.50% · 4.625%
HK$131,533
+HK$7,545/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$247,976/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,796
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,277
−HK$3,532/mo
Today · 4.125%
HK$136,809
baseline
▲ 0.50% · 4.625%
HK$144,020
+HK$7,211/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$273,618/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,091 · Scale 2, in force from 26 Feb 2026)