LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,818
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,834
−HK$2,049/mo
Today · 4.125%
HK$68,883
baseline
▲ 0.50% · 4.625%
HK$73,074
+HK$4,191/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,766/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,110
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,044
−HK$1,962/mo
Today · 4.125%
HK$76,006
baseline
▲ 0.50% · 4.625%
HK$80,012
+HK$4,006/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$152,012/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,782
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,201
−HK$2,459/mo
Today · 4.125%
HK$82,660
baseline
▲ 0.50% · 4.625%
HK$87,689
+HK$5,029/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,320/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,532
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,852
−HK$2,355/mo
Today · 4.125%
HK$91,207
baseline
▲ 0.50% · 4.625%
HK$96,014
+HK$4,807/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,414/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,746
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,568
−HK$2,868/mo
Today · 4.125%
HK$96,436
baseline
▲ 0.50% · 4.625%
HK$102,304
+HK$5,868/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,872/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,954
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,661
−HK$2,747/mo
Today · 4.125%
HK$106,408
baseline
▲ 0.50% · 4.625%
HK$112,017
+HK$5,609/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,816/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,673
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,302
−HK$3,687/mo
Today · 4.125%
HK$123,989
baseline
▲ 0.50% · 4.625%
HK$131,534
+HK$7,545/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$247,978/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,797
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,278
−HK$3,532/mo
Today · 4.125%
HK$136,810
baseline
▲ 0.50% · 4.625%
HK$144,021
+HK$7,211/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$273,620/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,100 · Scale 2, in force from 26 Feb 2026)