LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,821
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,838
−HK$2,048/mo
Today · 4.125%
HK$68,886
baseline
▲ 0.50% · 4.625%
HK$73,078
+HK$4,192/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,772/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,113
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,047
−HK$1,962/mo
Today · 4.125%
HK$76,009
baseline
▲ 0.50% · 4.625%
HK$80,016
+HK$4,007/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$152,018/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,786
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,205
−HK$2,459/mo
Today · 4.125%
HK$82,664
baseline
▲ 0.50% · 4.625%
HK$87,694
+HK$5,030/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,328/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,536
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,857
−HK$2,354/mo
Today · 4.125%
HK$91,211
baseline
▲ 0.50% · 4.625%
HK$96,019
+HK$4,808/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,422/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,750
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,573
−HK$2,868/mo
Today · 4.125%
HK$96,441
baseline
▲ 0.50% · 4.625%
HK$102,309
+HK$5,868/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,882/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,959
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,666
−HK$2,747/mo
Today · 4.125%
HK$106,413
baseline
▲ 0.50% · 4.625%
HK$112,022
+HK$5,609/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,826/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,679
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$120,308
−HK$3,687/mo
Today · 4.125%
HK$123,995
baseline
▲ 0.50% · 4.625%
HK$131,540
+HK$7,545/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$247,990/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,804
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,285
−HK$3,532/mo
Today · 4.125%
HK$136,817
baseline
▲ 0.50% · 4.625%
HK$144,029
+HK$7,212/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$273,634/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,160 · Scale 2, in force from 26 Feb 2026)