LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,822
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,839
−HK$2,048/mo
Today · 4.125%
HK$68,887
baseline
▲ 0.50% · 4.625%
HK$73,079
+HK$4,192/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,774/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,114
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,048
−HK$1,962/mo
Today · 4.125%
HK$76,010
baseline
▲ 0.50% · 4.625%
HK$80,017
+HK$4,007/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$152,020/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,787
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,206
−HK$2,459/mo
Today · 4.125%
HK$82,665
baseline
▲ 0.50% · 4.625%
HK$87,695
+HK$5,030/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,330/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,537
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,858
−HK$2,354/mo
Today · 4.125%
HK$91,212
baseline
▲ 0.50% · 4.625%
HK$96,020
+HK$4,808/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,424/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,751
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,574
−HK$2,868/mo
Today · 4.125%
HK$96,442
baseline
▲ 0.50% · 4.625%
HK$102,310
+HK$5,868/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,884/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,960
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,667
−HK$2,747/mo
Today · 4.125%
HK$106,414
baseline
▲ 0.50% · 4.625%
HK$112,024
+HK$5,610/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,828/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,680
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,309
−HK$3,688/mo
Today · 4.125%
HK$123,997
baseline
▲ 0.50% · 4.625%
HK$131,542
+HK$7,545/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$247,994/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,805
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,287
−HK$3,531/mo
Today · 4.125%
HK$136,818
baseline
▲ 0.50% · 4.625%
HK$144,030
+HK$7,212/mo
Deposit HK$2.84M · loan HK$25.58M · min. income ≈ HK$273,636/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,174 · Scale 2, in force from 26 Feb 2026)