LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,826
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,842
−HK$2,049/mo
Today · 4.125%
HK$68,891
baseline
▲ 0.50% · 4.625%
HK$73,083
+HK$4,192/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$137,782/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,118
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,052
−HK$1,962/mo
Today · 4.125%
HK$76,014
baseline
▲ 0.50% · 4.625%
HK$80,021
+HK$4,007/mo
Deposit HK$14.21M · loan HK$14.21M · min. income ≈ HK$152,028/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,791
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,211
−HK$2,458/mo
Today · 4.125%
HK$82,669
baseline
▲ 0.50% · 4.625%
HK$87,699
+HK$5,030/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,338/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,542
−HK$4,675/mo
▼ 0.25% · 3.875%
HK$88,863
−HK$2,354/mo
Today · 4.125%
HK$91,217
baseline
▲ 0.50% · 4.625%
HK$96,026
+HK$4,809/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,434/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,756
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,579
−HK$2,868/mo
Today · 4.125%
HK$96,447
baseline
▲ 0.50% · 4.625%
HK$102,316
+HK$5,869/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,894/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,965
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,673
−HK$2,747/mo
Today · 4.125%
HK$106,420
baseline
▲ 0.50% · 4.625%
HK$112,030
+HK$5,610/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,840/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,687
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,316
−HK$3,688/mo
Today · 4.125%
HK$124,004
baseline
▲ 0.50% · 4.625%
HK$131,549
+HK$7,545/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,008/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,813
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,294
−HK$3,532/mo
Today · 4.125%
HK$136,826
baseline
▲ 0.50% · 4.625%
HK$144,038
+HK$7,212/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,652/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,242 · Scale 2, in force from 26 Feb 2026)