LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,828
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,845
−HK$2,049/mo
Today · 4.125%
HK$68,894
baseline
▲ 0.50% · 4.625%
HK$73,086
+HK$4,192/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,788/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,121
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,055
−HK$1,962/mo
Today · 4.125%
HK$76,017
baseline
▲ 0.50% · 4.625%
HK$80,024
+HK$4,007/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,034/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,794
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$80,214
−HK$2,458/mo
Today · 4.125%
HK$82,672
baseline
▲ 0.50% · 4.625%
HK$87,703
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,344/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,545
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,866
−HK$2,355/mo
Today · 4.125%
HK$91,221
baseline
▲ 0.50% · 4.625%
HK$96,029
+HK$4,808/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,442/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,760
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,583
−HK$2,868/mo
Today · 4.125%
HK$96,451
baseline
▲ 0.50% · 4.625%
HK$102,320
+HK$5,869/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,902/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,969
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,677
−HK$2,747/mo
Today · 4.125%
HK$106,424
baseline
▲ 0.50% · 4.625%
HK$112,034
+HK$5,610/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,848/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,691
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,321
−HK$3,687/mo
Today · 4.125%
HK$124,008
baseline
▲ 0.50% · 4.625%
HK$131,554
+HK$7,546/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,016/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,817
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,299
−HK$3,532/mo
Today · 4.125%
HK$136,831
baseline
▲ 0.50% · 4.625%
HK$144,044
+HK$7,213/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,662/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,286 · Scale 2, in force from 26 Feb 2026)