LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,829
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,846
−HK$2,049/mo
Today · 4.125%
HK$68,895
baseline
▲ 0.50% · 4.625%
HK$73,087
+HK$4,192/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,790/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,122
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$74,056
−HK$1,962/mo
Today · 4.125%
HK$76,018
baseline
▲ 0.50% · 4.625%
HK$80,026
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,036/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,795
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,215
−HK$2,459/mo
Today · 4.125%
HK$82,674
baseline
▲ 0.50% · 4.625%
HK$87,704
+HK$5,030/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,348/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,546
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,867
−HK$2,355/mo
Today · 4.125%
HK$91,222
baseline
▲ 0.50% · 4.625%
HK$96,031
+HK$4,809/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,444/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,761
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,584
−HK$2,869/mo
Today · 4.125%
HK$96,453
baseline
▲ 0.50% · 4.625%
HK$102,321
+HK$5,868/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,906/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,971
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,679
−HK$2,747/mo
Today · 4.125%
HK$106,426
baseline
▲ 0.50% · 4.625%
HK$112,036
+HK$5,610/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,852/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,693
−HK$7,317/mo
▼ 0.25% · 3.875%
HK$120,323
−HK$3,687/mo
Today · 4.125%
HK$124,010
baseline
▲ 0.50% · 4.625%
HK$131,556
+HK$7,546/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,020/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,820
−HK$7,013/mo
▼ 0.25% · 3.875%
HK$133,301
−HK$3,532/mo
Today · 4.125%
HK$136,833
baseline
▲ 0.50% · 4.625%
HK$144,046
+HK$7,213/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,666/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,306 · Scale 2, in force from 26 Feb 2026)