LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,832
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,849
−HK$2,049/mo
Today · 4.125%
HK$68,898
baseline
▲ 0.50% · 4.625%
HK$73,090
+HK$4,192/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,796/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,125
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,059
−HK$1,963/mo
Today · 4.125%
HK$76,022
baseline
▲ 0.50% · 4.625%
HK$80,029
+HK$4,007/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,044/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,798
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,218
−HK$2,459/mo
Today · 4.125%
HK$82,677
baseline
▲ 0.50% · 4.625%
HK$87,708
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,354/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,550
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,871
−HK$2,355/mo
Today · 4.125%
HK$91,226
baseline
▲ 0.50% · 4.625%
HK$96,035
+HK$4,809/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,452/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,765
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,588
−HK$2,869/mo
Today · 4.125%
HK$96,457
baseline
▲ 0.50% · 4.625%
HK$102,326
+HK$5,869/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,914/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,975
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,683
−HK$2,747/mo
Today · 4.125%
HK$106,430
baseline
▲ 0.50% · 4.625%
HK$112,040
+HK$5,610/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,860/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,698
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,328
−HK$3,688/mo
Today · 4.125%
HK$124,016
baseline
▲ 0.50% · 4.625%
HK$131,562
+HK$7,546/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,032/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,825
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,307
−HK$3,532/mo
Today · 4.125%
HK$136,839
baseline
▲ 0.50% · 4.625%
HK$144,052
+HK$7,213/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,678/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,357 · Scale 2, in force from 26 Feb 2026)