LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,834
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,850
−HK$2,049/mo
Today · 4.125%
HK$68,899
baseline
▲ 0.50% · 4.625%
HK$73,092
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,798/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,127
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,061
−HK$1,963/mo
Today · 4.125%
HK$76,024
baseline
▲ 0.50% · 4.625%
HK$80,031
+HK$4,007/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,048/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,800
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,220
−HK$2,459/mo
Today · 4.125%
HK$82,679
baseline
▲ 0.50% · 4.625%
HK$87,710
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,358/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,552
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,873
−HK$2,355/mo
Today · 4.125%
HK$91,228
baseline
▲ 0.50% · 4.625%
HK$96,037
+HK$4,809/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,456/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,767
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,591
−HK$2,868/mo
Today · 4.125%
HK$96,459
baseline
▲ 0.50% · 4.625%
HK$102,328
+HK$5,869/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,918/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,978
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,686
−HK$2,747/mo
Today · 4.125%
HK$106,433
baseline
▲ 0.50% · 4.625%
HK$112,043
+HK$5,610/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,866/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,701
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,331
−HK$3,688/mo
Today · 4.125%
HK$124,019
baseline
▲ 0.50% · 4.625%
HK$131,565
+HK$7,546/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,038/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,828
−HK$7,014/mo
▼ 0.25% · 3.875%
HK$133,310
−HK$3,532/mo
Today · 4.125%
HK$136,842
baseline
▲ 0.50% · 4.625%
HK$144,056
+HK$7,214/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,684/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,387 · Scale 2, in force from 26 Feb 2026)