LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,836
−HK$4,065/mo
▼ 0.25% · 3.875%
HK$66,852
−HK$2,049/mo
Today · 4.125%
HK$68,901
baseline
▲ 0.50% · 4.625%
HK$73,094
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,802/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,129
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,064
−HK$1,962/mo
Today · 4.125%
HK$76,026
baseline
▲ 0.50% · 4.625%
HK$80,033
+HK$4,007/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,052/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,803
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,223
−HK$2,459/mo
Today · 4.125%
HK$82,682
baseline
▲ 0.50% · 4.625%
HK$87,713
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,364/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,555
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,876
−HK$2,355/mo
Today · 4.125%
HK$91,231
baseline
▲ 0.50% · 4.625%
HK$96,040
+HK$4,809/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,462/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,770
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,593
−HK$2,869/mo
Today · 4.125%
HK$96,462
baseline
▲ 0.50% · 4.625%
HK$102,332
+HK$5,870/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,924/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,981
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,689
−HK$2,747/mo
Today · 4.125%
HK$106,436
baseline
▲ 0.50% · 4.625%
HK$112,047
+HK$5,611/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,872/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,704
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,334
−HK$3,689/mo
Today · 4.125%
HK$124,023
baseline
▲ 0.50% · 4.625%
HK$131,569
+HK$7,546/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,046/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,832
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,314
−HK$3,533/mo
Today · 4.125%
HK$136,847
baseline
▲ 0.50% · 4.625%
HK$144,060
+HK$7,213/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,694/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,425 · Scale 2, in force from 26 Feb 2026)