LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,837
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,854
−HK$2,049/mo
Today · 4.125%
HK$68,903
baseline
▲ 0.50% · 4.625%
HK$73,096
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,806/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,131
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,065
−HK$1,963/mo
Today · 4.125%
HK$76,028
baseline
▲ 0.50% · 4.625%
HK$80,035
+HK$4,007/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,056/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,805
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,225
−HK$2,459/mo
Today · 4.125%
HK$82,684
baseline
▲ 0.50% · 4.625%
HK$87,715
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,368/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,557
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,878
−HK$2,355/mo
Today · 4.125%
HK$91,233
baseline
▲ 0.50% · 4.625%
HK$96,042
+HK$4,809/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,466/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,772
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,596
−HK$2,868/mo
Today · 4.125%
HK$96,464
baseline
▲ 0.50% · 4.625%
HK$102,334
+HK$5,870/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,928/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,983
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,691
−HK$2,748/mo
Today · 4.125%
HK$106,439
baseline
▲ 0.50% · 4.625%
HK$112,049
+HK$5,610/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,878/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,707
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,337
−HK$3,689/mo
Today · 4.125%
HK$124,026
baseline
▲ 0.50% · 4.625%
HK$131,572
+HK$7,546/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,052/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,835
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,318
−HK$3,532/mo
Today · 4.125%
HK$136,850
baseline
▲ 0.50% · 4.625%
HK$144,064
+HK$7,214/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,700/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,454 · Scale 2, in force from 26 Feb 2026)