LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,838
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,855
−HK$2,049/mo
Today · 4.125%
HK$68,904
baseline
▲ 0.50% · 4.625%
HK$73,097
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,808/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,132
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,066
−HK$1,963/mo
Today · 4.125%
HK$76,029
baseline
▲ 0.50% · 4.625%
HK$80,036
+HK$4,007/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,058/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,806
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,226
−HK$2,459/mo
Today · 4.125%
HK$82,685
baseline
▲ 0.50% · 4.625%
HK$87,716
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,370/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,558
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,880
−HK$2,355/mo
Today · 4.125%
HK$91,235
baseline
▲ 0.50% · 4.625%
HK$96,044
+HK$4,809/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,470/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,773
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,597
−HK$2,869/mo
Today · 4.125%
HK$96,466
baseline
▲ 0.50% · 4.625%
HK$102,335
+HK$5,869/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,932/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,985
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,693
−HK$2,747/mo
Today · 4.125%
HK$106,440
baseline
▲ 0.50% · 4.625%
HK$112,051
+HK$5,611/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,880/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,709
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,339
−HK$3,688/mo
Today · 4.125%
HK$124,027
baseline
▲ 0.50% · 4.625%
HK$131,574
+HK$7,547/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,054/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,837
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,319
−HK$3,533/mo
Today · 4.125%
HK$136,852
baseline
▲ 0.50% · 4.625%
HK$144,066
+HK$7,214/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,704/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,471 · Scale 2, in force from 26 Feb 2026)