LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,839
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,856
−HK$2,049/mo
Today · 4.125%
HK$68,905
baseline
▲ 0.50% · 4.625%
HK$73,098
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,810/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,133
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,068
−HK$1,962/mo
Today · 4.125%
HK$76,030
baseline
▲ 0.50% · 4.625%
HK$80,038
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,060/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,807
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,228
−HK$2,459/mo
Today · 4.125%
HK$82,687
baseline
▲ 0.50% · 4.625%
HK$87,718
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,374/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,560
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,881
−HK$2,355/mo
Today · 4.125%
HK$91,236
baseline
▲ 0.50% · 4.625%
HK$96,046
+HK$4,810/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,472/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,775
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,599
−HK$2,869/mo
Today · 4.125%
HK$96,468
baseline
▲ 0.50% · 4.625%
HK$102,337
+HK$5,869/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$192,936/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,986
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,695
−HK$2,747/mo
Today · 4.125%
HK$106,442
baseline
▲ 0.50% · 4.625%
HK$112,053
+HK$5,611/mo
Deposit HK$8.53M · loan HK$19.90M · min. income ≈ HK$212,884/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,711
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,341
−HK$3,689/mo
Today · 4.125%
HK$124,030
baseline
▲ 0.50% · 4.625%
HK$131,577
+HK$7,547/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,060/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,840
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,322
−HK$3,533/mo
Today · 4.125%
HK$136,855
baseline
▲ 0.50% · 4.625%
HK$144,068
+HK$7,213/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,710/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,494 · Scale 2, in force from 26 Feb 2026)