LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,841
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,858
−HK$2,049/mo
Today · 4.125%
HK$68,907
baseline
▲ 0.50% · 4.625%
HK$73,100
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,814/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,135
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,069
−HK$1,963/mo
Today · 4.125%
HK$76,032
baseline
▲ 0.50% · 4.625%
HK$80,040
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,064/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,809
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$80,229
−HK$2,459/mo
Today · 4.125%
HK$82,688
baseline
▲ 0.50% · 4.625%
HK$87,720
+HK$5,032/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,376/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,562
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$88,883
−HK$2,355/mo
Today · 4.125%
HK$91,238
baseline
▲ 0.50% · 4.625%
HK$96,048
+HK$4,810/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,476/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,777
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,601
−HK$2,869/mo
Today · 4.125%
HK$96,470
baseline
▲ 0.50% · 4.625%
HK$102,340
+HK$5,870/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,940/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,989
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,697
−HK$2,748/mo
Today · 4.125%
HK$106,445
baseline
▲ 0.50% · 4.625%
HK$112,056
+HK$5,611/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,890/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,714
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,344
−HK$3,688/mo
Today · 4.125%
HK$124,032
baseline
▲ 0.50% · 4.625%
HK$131,580
+HK$7,548/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,064/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,843
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,325
−HK$3,533/mo
Today · 4.125%
HK$136,858
baseline
▲ 0.50% · 4.625%
HK$144,072
+HK$7,214/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,716/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,520 · Scale 2, in force from 26 Feb 2026)