LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,844
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,861
−HK$2,049/mo
Today · 4.125%
HK$68,910
baseline
▲ 0.50% · 4.625%
HK$73,103
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,820/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,138
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,073
−HK$1,963/mo
Today · 4.125%
HK$76,036
baseline
▲ 0.50% · 4.625%
HK$80,044
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,072/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,813
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,233
−HK$2,460/mo
Today · 4.125%
HK$82,693
baseline
▲ 0.50% · 4.625%
HK$87,724
+HK$5,031/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$165,386/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,566
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,888
−HK$2,355/mo
Today · 4.125%
HK$91,243
baseline
▲ 0.50% · 4.625%
HK$96,053
+HK$4,810/mo
Deposit HK$11.37M · loan HK$17.06M · min. income ≈ HK$182,486/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,782
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,606
−HK$2,869/mo
Today · 4.125%
HK$96,475
baseline
▲ 0.50% · 4.625%
HK$102,345
+HK$5,870/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,950/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,994
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,702
−HK$2,748/mo
Today · 4.125%
HK$106,450
baseline
▲ 0.50% · 4.625%
HK$112,061
+HK$5,611/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,900/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,719
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$120,350
−HK$3,689/mo
Today · 4.125%
HK$124,039
baseline
▲ 0.50% · 4.625%
HK$131,586
+HK$7,547/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,078/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,849
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$133,332
−HK$3,533/mo
Today · 4.125%
HK$136,865
baseline
▲ 0.50% · 4.625%
HK$144,079
+HK$7,214/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,730/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,582 · Scale 2, in force from 26 Feb 2026)