LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,845
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,862
−HK$2,050/mo
Today · 4.125%
HK$68,912
baseline
▲ 0.50% · 4.625%
HK$73,105
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,824/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,140
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$74,075
−HK$1,962/mo
Today · 4.125%
HK$76,037
baseline
▲ 0.50% · 4.625%
HK$80,045
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,074/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,814
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,235
−HK$2,459/mo
Today · 4.125%
HK$82,694
baseline
▲ 0.50% · 4.625%
HK$87,726
+HK$5,032/mo
Deposit HK$11.38M · loan HK$17.06M · min. income ≈ HK$165,388/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,568
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$88,889
−HK$2,356/mo
Today · 4.125%
HK$91,245
baseline
▲ 0.50% · 4.625%
HK$96,054
+HK$4,809/mo
Deposit HK$11.38M · loan HK$17.06M · min. income ≈ HK$182,490/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,784
−HK$5,692/mo
▼ 0.25% · 3.875%
HK$93,607
−HK$2,869/mo
Today · 4.125%
HK$96,476
baseline
▲ 0.50% · 4.625%
HK$102,347
+HK$5,871/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,952/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,996
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,704
−HK$2,748/mo
Today · 4.125%
HK$106,452
baseline
▲ 0.50% · 4.625%
HK$112,063
+HK$5,611/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,904/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,722
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$120,352
−HK$3,689/mo
Today · 4.125%
HK$124,041
baseline
▲ 0.50% · 4.625%
HK$131,589
+HK$7,548/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,082/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,852
−HK$7,015/mo
▼ 0.25% · 3.875%
HK$133,334
−HK$3,533/mo
Today · 4.125%
HK$136,867
baseline
▲ 0.50% · 4.625%
HK$144,082
+HK$7,215/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,734/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,605 · Scale 2, in force from 26 Feb 2026)