LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,847
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$66,864
−HK$2,049/mo
Today · 4.125%
HK$68,913
baseline
▲ 0.50% · 4.625%
HK$73,106
+HK$4,193/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,826/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,141
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,076
−HK$1,963/mo
Today · 4.125%
HK$76,039
baseline
▲ 0.50% · 4.625%
HK$80,047
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,078/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,816
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,236
−HK$2,460/mo
Today · 4.125%
HK$82,696
baseline
▲ 0.50% · 4.625%
HK$87,728
+HK$5,032/mo
Deposit HK$11.38M · loan HK$17.06M · min. income ≈ HK$165,392/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,569
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,891
−HK$2,356/mo
Today · 4.125%
HK$91,247
baseline
▲ 0.50% · 4.625%
HK$96,056
+HK$4,809/mo
Deposit HK$11.38M · loan HK$17.06M · min. income ≈ HK$182,494/mo (50% DSR)
Upfront cash ≈ HK$12.58M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,785
−HK$5,693/mo
▼ 0.25% · 3.875%
HK$93,609
−HK$2,869/mo
Today · 4.125%
HK$96,478
baseline
▲ 0.50% · 4.625%
HK$102,349
+HK$5,871/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,956/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,998
−HK$5,456/mo
▼ 0.25% · 3.875%
HK$103,706
−HK$2,748/mo
Today · 4.125%
HK$106,454
baseline
▲ 0.50% · 4.625%
HK$112,066
+HK$5,612/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,908/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,724
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$120,355
−HK$3,689/mo
Today · 4.125%
HK$124,044
baseline
▲ 0.50% · 4.625%
HK$131,591
+HK$7,547/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$248,088/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,854
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$133,337
−HK$3,533/mo
Today · 4.125%
HK$136,870
baseline
▲ 0.50% · 4.625%
HK$144,084
+HK$7,214/mo
Deposit HK$2.84M · loan HK$25.59M · min. income ≈ HK$273,740/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,629 · Scale 2, in force from 26 Feb 2026)