LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,852
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,870
−HK$2,049/mo
Today · 4.125%
HK$68,919
baseline
▲ 0.50% · 4.625%
HK$73,113
+HK$4,194/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,838/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,148
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,083
−HK$1,963/mo
Today · 4.125%
HK$76,046
baseline
▲ 0.50% · 4.625%
HK$80,054
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,092/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,823
−HK$4,880/mo
▼ 0.25% · 3.875%
HK$80,244
−HK$2,459/mo
Today · 4.125%
HK$82,703
baseline
▲ 0.50% · 4.625%
HK$87,735
+HK$5,032/mo
Deposit HK$11.38M · loan HK$17.06M · min. income ≈ HK$165,406/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,577
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,899
−HK$2,356/mo
Today · 4.125%
HK$91,255
baseline
▲ 0.50% · 4.625%
HK$96,065
+HK$4,810/mo
Deposit HK$11.38M · loan HK$17.06M · min. income ≈ HK$182,510/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,793
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,618
−HK$2,869/mo
Today · 4.125%
HK$96,487
baseline
▲ 0.50% · 4.625%
HK$102,358
+HK$5,871/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,974/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,007
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,716
−HK$2,748/mo
Today · 4.125%
HK$106,464
baseline
▲ 0.50% · 4.625%
HK$112,076
+HK$5,612/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,928/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,734
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,365
−HK$3,690/mo
Today · 4.125%
HK$124,055
baseline
▲ 0.50% · 4.625%
HK$131,603
+HK$7,548/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$248,110/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,866
−HK$7,016/mo
▼ 0.25% · 3.875%
HK$133,349
−HK$3,533/mo
Today · 4.125%
HK$136,882
baseline
▲ 0.50% · 4.625%
HK$144,097
+HK$7,215/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$273,764/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,736 · Scale 2, in force from 26 Feb 2026)