LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,856
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,873
−HK$2,050/mo
Today · 4.125%
HK$68,923
baseline
▲ 0.50% · 4.625%
HK$73,117
+HK$4,194/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,846/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,152
−HK$3,898/mo
▼ 0.25% · 3.875%
HK$74,087
−HK$1,963/mo
Today · 4.125%
HK$76,050
baseline
▲ 0.50% · 4.625%
HK$80,058
+HK$4,008/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,100/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,827
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,248
−HK$2,460/mo
Today · 4.125%
HK$82,708
baseline
▲ 0.50% · 4.625%
HK$87,740
+HK$5,032/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,416/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,582
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,904
−HK$2,356/mo
Today · 4.125%
HK$91,260
baseline
▲ 0.50% · 4.625%
HK$96,070
+HK$4,810/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,520/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,798
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,623
−HK$2,869/mo
Today · 4.125%
HK$96,492
baseline
▲ 0.50% · 4.625%
HK$102,364
+HK$5,872/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,984/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,012
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,721
−HK$2,749/mo
Today · 4.125%
HK$106,470
baseline
▲ 0.50% · 4.625%
HK$112,082
+HK$5,612/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,940/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,741
−HK$7,320/mo
▼ 0.25% · 3.875%
HK$120,372
−HK$3,689/mo
Today · 4.125%
HK$124,061
baseline
▲ 0.50% · 4.625%
HK$131,610
+HK$7,549/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$248,122/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,873
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,356
−HK$3,534/mo
Today · 4.125%
HK$136,890
baseline
▲ 0.50% · 4.625%
HK$144,105
+HK$7,215/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$273,780/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,803 · Scale 2, in force from 26 Feb 2026)