LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,860
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$66,878
−HK$2,049/mo
Today · 4.125%
HK$68,927
baseline
▲ 0.50% · 4.625%
HK$73,122
+HK$4,195/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,854/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,156
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,091
−HK$1,964/mo
Today · 4.125%
HK$76,055
baseline
▲ 0.50% · 4.625%
HK$80,064
+HK$4,009/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,110/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,832
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,253
−HK$2,460/mo
Today · 4.125%
HK$82,713
baseline
▲ 0.50% · 4.625%
HK$87,746
+HK$5,033/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,426/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,588
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,910
−HK$2,356/mo
Today · 4.125%
HK$91,266
baseline
▲ 0.50% · 4.625%
HK$96,076
+HK$4,810/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,532/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,804
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,629
−HK$2,869/mo
Today · 4.125%
HK$96,498
baseline
▲ 0.50% · 4.625%
HK$102,370
+HK$5,872/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$192,996/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,019
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,728
−HK$2,749/mo
Today · 4.125%
HK$106,477
baseline
▲ 0.50% · 4.625%
HK$112,089
+HK$5,612/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,954/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,748
−HK$7,321/mo
▼ 0.25% · 3.875%
HK$120,380
−HK$3,689/mo
Today · 4.125%
HK$124,069
baseline
▲ 0.50% · 4.625%
HK$131,619
+HK$7,550/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$248,138/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,881
−HK$7,017/mo
▼ 0.25% · 3.875%
HK$133,365
−HK$3,533/mo
Today · 4.125%
HK$136,898
baseline
▲ 0.50% · 4.625%
HK$144,114
+HK$7,216/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$273,796/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,208,881 · Scale 2, in force from 26 Feb 2026)