LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,868
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,886
−HK$2,050/mo
Today · 4.125%
HK$68,936
baseline
▲ 0.50% · 4.625%
HK$73,131
+HK$4,195/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,872/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,165
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,101
−HK$1,963/mo
Today · 4.125%
HK$76,064
baseline
▲ 0.50% · 4.625%
HK$80,074
+HK$4,010/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,128/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,842
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,263
−HK$2,460/mo
Today · 4.125%
HK$82,723
baseline
▲ 0.50% · 4.625%
HK$87,757
+HK$5,034/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,446/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,599
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,921
−HK$2,356/mo
Today · 4.125%
HK$91,277
baseline
▲ 0.50% · 4.625%
HK$96,089
+HK$4,812/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,554/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,816
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,641
−HK$2,870/mo
Today · 4.125%
HK$96,511
baseline
▲ 0.50% · 4.625%
HK$102,383
+HK$5,872/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$193,022/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,032
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,741
−HK$2,749/mo
Today · 4.125%
HK$106,490
baseline
▲ 0.50% · 4.625%
HK$112,103
+HK$5,613/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,980/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,763
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$120,395
−HK$3,690/mo
Today · 4.125%
HK$124,085
baseline
▲ 0.50% · 4.625%
HK$131,635
+HK$7,550/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$248,170/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,898
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,382
−HK$3,534/mo
Today · 4.125%
HK$136,916
baseline
▲ 0.50% · 4.625%
HK$144,133
+HK$7,217/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$273,832/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,034 · Scale 2, in force from 26 Feb 2026)