LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,869
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,887
−HK$2,050/mo
Today · 4.125%
HK$68,937
baseline
▲ 0.50% · 4.625%
HK$73,132
+HK$4,195/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,874/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,166
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,102
−HK$1,963/mo
Today · 4.125%
HK$76,065
baseline
▲ 0.50% · 4.625%
HK$80,075
+HK$4,010/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,130/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,843
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,264
−HK$2,461/mo
Today · 4.125%
HK$82,725
baseline
▲ 0.50% · 4.625%
HK$87,758
+HK$5,033/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,450/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,600
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$88,922
−HK$2,356/mo
Today · 4.125%
HK$91,278
baseline
▲ 0.50% · 4.625%
HK$96,090
+HK$4,812/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,556/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,817
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,642
−HK$2,870/mo
Today · 4.125%
HK$96,512
baseline
▲ 0.50% · 4.625%
HK$102,384
+HK$5,872/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$193,024/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,033
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,743
−HK$2,748/mo
Today · 4.125%
HK$106,491
baseline
▲ 0.50% · 4.625%
HK$112,105
+HK$5,614/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,982/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,765
−HK$7,322/mo
▼ 0.25% · 3.875%
HK$120,397
−HK$3,690/mo
Today · 4.125%
HK$124,087
baseline
▲ 0.50% · 4.625%
HK$131,637
+HK$7,550/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$248,174/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,899
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,383
−HK$3,535/mo
Today · 4.125%
HK$136,918
baseline
▲ 0.50% · 4.625%
HK$144,135
+HK$7,217/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$273,836/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,050 · Scale 2, in force from 26 Feb 2026)