LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,872
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,890
−HK$2,050/mo
Today · 4.125%
HK$68,940
baseline
▲ 0.50% · 4.625%
HK$73,135
+HK$4,195/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,880/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,169
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,105
−HK$1,963/mo
Today · 4.125%
HK$76,068
baseline
▲ 0.50% · 4.625%
HK$80,078
+HK$4,010/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,136/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,846
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,268
−HK$2,460/mo
Today · 4.125%
HK$82,728
baseline
▲ 0.50% · 4.625%
HK$87,762
+HK$5,034/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,456/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,603
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,926
−HK$2,356/mo
Today · 4.125%
HK$91,282
baseline
▲ 0.50% · 4.625%
HK$96,094
+HK$4,812/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,564/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,821
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,646
−HK$2,870/mo
Today · 4.125%
HK$96,516
baseline
▲ 0.50% · 4.625%
HK$102,389
+HK$5,873/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$193,032/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,037
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,747
−HK$2,749/mo
Today · 4.125%
HK$106,496
baseline
▲ 0.50% · 4.625%
HK$112,109
+HK$5,613/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,992/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,769
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,402
−HK$3,690/mo
Today · 4.125%
HK$124,092
baseline
▲ 0.50% · 4.625%
HK$131,643
+HK$7,551/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$248,184/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,905
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,389
−HK$3,534/mo
Today · 4.125%
HK$136,923
baseline
▲ 0.50% · 4.625%
HK$144,141
+HK$7,218/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$273,846/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,100 · Scale 2, in force from 26 Feb 2026)