LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,872
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,890
−HK$2,050/mo
Today · 4.125%
HK$68,940
baseline
▲ 0.50% · 4.625%
HK$73,135
+HK$4,195/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$137,880/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,170
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,105
−HK$1,964/mo
Today · 4.125%
HK$76,069
baseline
▲ 0.50% · 4.625%
HK$80,079
+HK$4,010/mo
Deposit HK$14.22M · loan HK$14.22M · min. income ≈ HK$152,138/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,847
−HK$4,881/mo
▼ 0.25% · 3.875%
HK$80,268
−HK$2,460/mo
Today · 4.125%
HK$82,728
baseline
▲ 0.50% · 4.625%
HK$87,762
+HK$5,034/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,456/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,604
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,926
−HK$2,357/mo
Today · 4.125%
HK$91,283
baseline
▲ 0.50% · 4.625%
HK$96,094
+HK$4,811/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,566/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,821
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,646
−HK$2,871/mo
Today · 4.125%
HK$96,517
baseline
▲ 0.50% · 4.625%
HK$102,389
+HK$5,872/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$193,034/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,038
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,748
−HK$2,749/mo
Today · 4.125%
HK$106,497
baseline
▲ 0.50% · 4.625%
HK$112,110
+HK$5,613/mo
Deposit HK$8.53M · loan HK$19.91M · min. income ≈ HK$212,994/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,770
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,402
−HK$3,691/mo
Today · 4.125%
HK$124,093
baseline
▲ 0.50% · 4.625%
HK$131,643
+HK$7,550/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$248,186/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,906
−HK$7,018/mo
▼ 0.25% · 3.875%
HK$133,390
−HK$3,534/mo
Today · 4.125%
HK$136,924
baseline
▲ 0.50% · 4.625%
HK$144,142
+HK$7,218/mo
Deposit HK$2.84M · loan HK$25.60M · min. income ≈ HK$273,848/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,108 · Scale 2, in force from 26 Feb 2026)