LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,874
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,891
−HK$2,051/mo
Today · 4.125%
HK$68,942
baseline
▲ 0.50% · 4.625%
HK$73,137
+HK$4,195/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,884/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,171
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,107
−HK$1,963/mo
Today · 4.125%
HK$76,070
baseline
▲ 0.50% · 4.625%
HK$80,080
+HK$4,010/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,140/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,848
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,270
−HK$2,460/mo
Today · 4.125%
HK$82,730
baseline
▲ 0.50% · 4.625%
HK$87,764
+HK$5,034/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,460/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,605
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,928
−HK$2,356/mo
Today · 4.125%
HK$91,284
baseline
▲ 0.50% · 4.625%
HK$96,096
+HK$4,812/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,568/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,823
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,648
−HK$2,870/mo
Today · 4.125%
HK$96,518
baseline
▲ 0.50% · 4.625%
HK$102,391
+HK$5,873/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,036/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,040
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,749
−HK$2,750/mo
Today · 4.125%
HK$106,499
baseline
▲ 0.50% · 4.625%
HK$112,112
+HK$5,613/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$212,998/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,772
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,405
−HK$3,690/mo
Today · 4.125%
HK$124,095
baseline
▲ 0.50% · 4.625%
HK$131,646
+HK$7,551/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,190/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,908
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,392
−HK$3,535/mo
Today · 4.125%
HK$136,927
baseline
▲ 0.50% · 4.625%
HK$144,144
+HK$7,217/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,854/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,130 · Scale 2, in force from 26 Feb 2026)