LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,878
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,897
−HK$2,050/mo
Today · 4.125%
HK$68,947
baseline
▲ 0.50% · 4.625%
HK$73,142
+HK$4,195/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,894/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,177
−HK$3,899/mo
▼ 0.25% · 3.875%
HK$74,112
−HK$1,964/mo
Today · 4.125%
HK$76,076
baseline
▲ 0.50% · 4.625%
HK$80,086
+HK$4,010/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,152/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,854
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,276
−HK$2,460/mo
Today · 4.125%
HK$82,736
baseline
▲ 0.50% · 4.625%
HK$87,771
+HK$5,035/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,472/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,612
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,935
−HK$2,356/mo
Today · 4.125%
HK$91,291
baseline
▲ 0.50% · 4.625%
HK$96,103
+HK$4,812/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,582/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,830
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,655
−HK$2,871/mo
Today · 4.125%
HK$96,526
baseline
▲ 0.50% · 4.625%
HK$102,399
+HK$5,873/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,052/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,047
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,757
−HK$2,750/mo
Today · 4.125%
HK$106,507
baseline
▲ 0.50% · 4.625%
HK$112,121
+HK$5,614/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,014/mo (50% DSR)
Upfront cash ≈ HK$9.74M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,781
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,414
−HK$3,690/mo
Today · 4.125%
HK$124,104
baseline
▲ 0.50% · 4.625%
HK$131,656
+HK$7,552/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,208/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,918
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,402
−HK$3,535/mo
Today · 4.125%
HK$136,937
baseline
▲ 0.50% · 4.625%
HK$144,155
+HK$7,218/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,874/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,222 · Scale 2, in force from 26 Feb 2026)