LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,881
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,899
−HK$2,051/mo
Today · 4.125%
HK$68,950
baseline
▲ 0.50% · 4.625%
HK$73,145
+HK$4,195/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,900/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,179
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,115
−HK$1,964/mo
Today · 4.125%
HK$76,079
baseline
▲ 0.50% · 4.625%
HK$80,089
+HK$4,010/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,158/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,857
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,279
−HK$2,460/mo
Today · 4.125%
HK$82,739
baseline
▲ 0.50% · 4.625%
HK$87,774
+HK$5,035/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,478/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,615
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,938
−HK$2,357/mo
Today · 4.125%
HK$91,295
baseline
▲ 0.50% · 4.625%
HK$96,107
+HK$4,812/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,590/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,833
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,659
−HK$2,870/mo
Today · 4.125%
HK$96,529
baseline
▲ 0.50% · 4.625%
HK$102,403
+HK$5,874/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,058/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,051
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,761
−HK$2,750/mo
Today · 4.125%
HK$106,511
baseline
▲ 0.50% · 4.625%
HK$112,125
+HK$5,614/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,022/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,786
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,418
−HK$3,691/mo
Today · 4.125%
HK$124,109
baseline
▲ 0.50% · 4.625%
HK$131,661
+HK$7,552/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,218/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,923
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,407
−HK$3,535/mo
Today · 4.125%
HK$136,942
baseline
▲ 0.50% · 4.625%
HK$144,161
+HK$7,219/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,884/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,268 · Scale 2, in force from 26 Feb 2026)