LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,883
−HK$4,068/mo
▼ 0.25% · 3.875%
HK$66,901
−HK$2,050/mo
Today · 4.125%
HK$68,951
baseline
▲ 0.50% · 4.625%
HK$73,147
+HK$4,196/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,902/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,181
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,117
−HK$1,964/mo
Today · 4.125%
HK$76,081
baseline
▲ 0.50% · 4.625%
HK$80,091
+HK$4,010/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,162/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,859
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,281
−HK$2,461/mo
Today · 4.125%
HK$82,742
baseline
▲ 0.50% · 4.625%
HK$87,776
+HK$5,034/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,484/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,618
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,941
−HK$2,356/mo
Today · 4.125%
HK$91,297
baseline
▲ 0.50% · 4.625%
HK$96,110
+HK$4,813/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,594/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,836
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,661
−HK$2,871/mo
Today · 4.125%
HK$96,532
baseline
▲ 0.50% · 4.625%
HK$102,406
+HK$5,874/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,064/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,054
−HK$5,459/mo
▼ 0.25% · 3.875%
HK$103,764
−HK$2,749/mo
Today · 4.125%
HK$106,513
baseline
▲ 0.50% · 4.625%
HK$112,128
+HK$5,615/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,026/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,789
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,422
−HK$3,690/mo
Today · 4.125%
HK$124,112
baseline
▲ 0.50% · 4.625%
HK$131,664
+HK$7,552/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,224/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,926
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$133,411
−HK$3,535/mo
Today · 4.125%
HK$136,946
baseline
▲ 0.50% · 4.625%
HK$144,164
+HK$7,218/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,892/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,300 · Scale 2, in force from 26 Feb 2026)