LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,884
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,903
−HK$2,050/mo
Today · 4.125%
HK$68,953
baseline
▲ 0.50% · 4.625%
HK$73,149
+HK$4,196/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,906/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,183
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,119
−HK$1,964/mo
Today · 4.125%
HK$76,083
baseline
▲ 0.50% · 4.625%
HK$80,093
+HK$4,010/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,166/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,861
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,283
−HK$2,461/mo
Today · 4.125%
HK$82,744
baseline
▲ 0.50% · 4.625%
HK$87,778
+HK$5,034/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,488/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,620
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$88,943
−HK$2,356/mo
Today · 4.125%
HK$91,299
baseline
▲ 0.50% · 4.625%
HK$96,112
+HK$4,813/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,598/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,838
−HK$5,696/mo
▼ 0.25% · 3.875%
HK$93,664
−HK$2,870/mo
Today · 4.125%
HK$96,534
baseline
▲ 0.50% · 4.625%
HK$102,408
+HK$5,874/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,068/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,056
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,767
−HK$2,749/mo
Today · 4.125%
HK$106,516
baseline
▲ 0.50% · 4.625%
HK$112,131
+HK$5,615/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,032/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,792
−HK$7,323/mo
▼ 0.25% · 3.875%
HK$120,425
−HK$3,690/mo
Today · 4.125%
HK$124,115
baseline
▲ 0.50% · 4.625%
HK$131,668
+HK$7,553/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,230/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,930
−HK$7,019/mo
▼ 0.25% · 3.875%
HK$133,414
−HK$3,535/mo
Today · 4.125%
HK$136,949
baseline
▲ 0.50% · 4.625%
HK$144,168
+HK$7,219/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,898/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,329 · Scale 2, in force from 26 Feb 2026)