LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,886
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,904
−HK$2,051/mo
Today · 4.125%
HK$68,955
baseline
▲ 0.50% · 4.625%
HK$73,151
+HK$4,196/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,910/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,185
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,121
−HK$1,964/mo
Today · 4.125%
HK$76,085
baseline
▲ 0.50% · 4.625%
HK$80,096
+HK$4,011/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,170/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,863
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,285
−HK$2,461/mo
Today · 4.125%
HK$82,746
baseline
▲ 0.50% · 4.625%
HK$87,781
+HK$5,035/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,492/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,622
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,945
−HK$2,357/mo
Today · 4.125%
HK$91,302
baseline
▲ 0.50% · 4.625%
HK$96,115
+HK$4,813/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,604/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,840
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,666
−HK$2,871/mo
Today · 4.125%
HK$96,537
baseline
▲ 0.50% · 4.625%
HK$102,411
+HK$5,874/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,074/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,059
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,769
−HK$2,750/mo
Today · 4.125%
HK$106,519
baseline
▲ 0.50% · 4.625%
HK$112,134
+HK$5,615/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,038/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,795
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$120,428
−HK$3,691/mo
Today · 4.125%
HK$124,119
baseline
▲ 0.50% · 4.625%
HK$131,671
+HK$7,552/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,238/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,933
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$133,418
−HK$3,535/mo
Today · 4.125%
HK$136,953
baseline
▲ 0.50% · 4.625%
HK$144,172
+HK$7,219/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,906/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$1,209,364 · Scale 2, in force from 26 Feb 2026)