LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,888
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,906
−HK$2,051/mo
Today · 4.125%
HK$68,957
baseline
▲ 0.50% · 4.625%
HK$73,153
+HK$4,196/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,914/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,187
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,123
−HK$1,964/mo
Today · 4.125%
HK$76,087
baseline
▲ 0.50% · 4.625%
HK$80,098
+HK$4,011/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,174/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,866
−HK$4,882/mo
▼ 0.25% · 3.875%
HK$80,288
−HK$2,460/mo
Today · 4.125%
HK$82,748
baseline
▲ 0.50% · 4.625%
HK$87,783
+HK$5,035/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,496/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,625
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,948
−HK$2,357/mo
Today · 4.125%
HK$91,305
baseline
▲ 0.50% · 4.625%
HK$96,117
+HK$4,812/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,610/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,843
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,669
−HK$2,871/mo
Today · 4.125%
HK$96,540
baseline
▲ 0.50% · 4.625%
HK$102,414
+HK$5,874/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,080/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,062
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,772
−HK$2,750/mo
Today · 4.125%
HK$106,522
baseline
▲ 0.50% · 4.625%
HK$112,137
+HK$5,615/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,044/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,798
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$120,431
−HK$3,692/mo
Today · 4.125%
HK$124,123
baseline
▲ 0.50% · 4.625%
HK$131,675
+HK$7,552/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,246/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,937
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$133,422
−HK$3,535/mo
Today · 4.125%
HK$136,957
baseline
▲ 0.50% · 4.625%
HK$144,176
+HK$7,219/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,914/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,399 · Scale 2, in force from 26 Feb 2026)