LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,891
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,909
−HK$2,051/mo
Today · 4.125%
HK$68,960
baseline
▲ 0.50% · 4.625%
HK$73,156
+HK$4,196/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,920/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,191
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,127
−HK$1,964/mo
Today · 4.125%
HK$76,091
baseline
▲ 0.50% · 4.625%
HK$80,102
+HK$4,011/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,182/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,869
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,291
−HK$2,461/mo
Today · 4.125%
HK$82,752
baseline
▲ 0.50% · 4.625%
HK$87,787
+HK$5,035/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,504/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,629
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,952
−HK$2,357/mo
Today · 4.125%
HK$91,309
baseline
▲ 0.50% · 4.625%
HK$96,122
+HK$4,813/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,618/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,847
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,673
−HK$2,871/mo
Today · 4.125%
HK$96,544
baseline
▲ 0.50% · 4.625%
HK$102,419
+HK$5,875/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,088/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,067
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,777
−HK$2,750/mo
Today · 4.125%
HK$106,527
baseline
▲ 0.50% · 4.625%
HK$112,142
+HK$5,615/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,054/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,804
−HK$7,324/mo
▼ 0.25% · 3.875%
HK$120,437
−HK$3,691/mo
Today · 4.125%
HK$124,128
baseline
▲ 0.50% · 4.625%
HK$131,681
+HK$7,553/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,256/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,943
−HK$7,020/mo
▼ 0.25% · 3.875%
HK$133,428
−HK$3,535/mo
Today · 4.125%
HK$136,963
baseline
▲ 0.50% · 4.625%
HK$144,183
+HK$7,220/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,926/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,454 · Scale 2, in force from 26 Feb 2026)