LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,892
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,910
−HK$2,051/mo
Today · 4.125%
HK$68,961
baseline
▲ 0.50% · 4.625%
HK$73,157
+HK$4,196/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,922/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,191
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,127
−HK$1,965/mo
Today · 4.125%
HK$76,092
baseline
▲ 0.50% · 4.625%
HK$80,102
+HK$4,010/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,184/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,870
−HK$4,883/mo
▼ 0.25% · 3.875%
HK$80,292
−HK$2,461/mo
Today · 4.125%
HK$82,753
baseline
▲ 0.50% · 4.625%
HK$87,788
+HK$5,035/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$165,506/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,630
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$88,953
−HK$2,357/mo
Today · 4.125%
HK$91,310
baseline
▲ 0.50% · 4.625%
HK$96,123
+HK$4,813/mo
Deposit HK$11.38M · loan HK$17.07M · min. income ≈ HK$182,620/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,848
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,674
−HK$2,871/mo
Today · 4.125%
HK$96,545
baseline
▲ 0.50% · 4.625%
HK$102,420
+HK$5,875/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,090/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,068
−HK$5,460/mo
▼ 0.25% · 3.875%
HK$103,778
−HK$2,750/mo
Today · 4.125%
HK$106,528
baseline
▲ 0.50% · 4.625%
HK$112,143
+HK$5,615/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,056/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,805
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$120,438
−HK$3,692/mo
Today · 4.125%
HK$124,130
baseline
▲ 0.50% · 4.625%
HK$131,683
+HK$7,553/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,260/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,944
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,429
−HK$3,536/mo
Today · 4.125%
HK$136,965
baseline
▲ 0.50% · 4.625%
HK$144,184
+HK$7,219/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,930/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,467 · Scale 2, in force from 26 Feb 2026)