LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,895
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,914
−HK$2,051/mo
Today · 4.125%
HK$68,965
baseline
▲ 0.50% · 4.625%
HK$73,161
+HK$4,196/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,930/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,195
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,131
−HK$1,965/mo
Today · 4.125%
HK$76,096
baseline
▲ 0.50% · 4.625%
HK$80,107
+HK$4,011/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,192/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,874
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,296
−HK$2,462/mo
Today · 4.125%
HK$82,758
baseline
▲ 0.50% · 4.625%
HK$87,793
+HK$5,035/mo
Deposit HK$11.38M · loan HK$17.08M · min. income ≈ HK$165,516/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,634
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,958
−HK$2,357/mo
Today · 4.125%
HK$91,315
baseline
▲ 0.50% · 4.625%
HK$96,128
+HK$4,813/mo
Deposit HK$11.38M · loan HK$17.08M · min. income ≈ HK$182,630/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,853
−HK$5,697/mo
▼ 0.25% · 3.875%
HK$93,679
−HK$2,871/mo
Today · 4.125%
HK$96,550
baseline
▲ 0.50% · 4.625%
HK$102,425
+HK$5,875/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,100/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,073
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,784
−HK$2,750/mo
Today · 4.125%
HK$106,534
baseline
▲ 0.50% · 4.625%
HK$112,149
+HK$5,615/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,068/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,811
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$120,445
−HK$3,691/mo
Today · 4.125%
HK$124,136
baseline
▲ 0.50% · 4.625%
HK$131,690
+HK$7,554/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$248,272/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,951
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,437
−HK$3,535/mo
Today · 4.125%
HK$136,972
baseline
▲ 0.50% · 4.625%
HK$144,192
+HK$7,220/mo
Deposit HK$2.85M · loan HK$25.61M · min. income ≈ HK$273,944/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,532 · Scale 2, in force from 26 Feb 2026)