LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,899
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,918
−HK$2,051/mo
Today · 4.125%
HK$68,969
baseline
▲ 0.50% · 4.625%
HK$73,166
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,938/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,200
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,136
−HK$1,964/mo
Today · 4.125%
HK$76,100
baseline
▲ 0.50% · 4.625%
HK$80,112
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,200/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,879
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,302
−HK$2,461/mo
Today · 4.125%
HK$82,763
baseline
▲ 0.50% · 4.625%
HK$87,799
+HK$5,036/mo
Deposit HK$11.38M · loan HK$17.08M · min. income ≈ HK$165,526/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,640
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,963
−HK$2,358/mo
Today · 4.125%
HK$91,321
baseline
▲ 0.50% · 4.625%
HK$96,134
+HK$4,813/mo
Deposit HK$11.38M · loan HK$17.08M · min. income ≈ HK$182,642/mo (50% DSR)
Upfront cash ≈ HK$12.59M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,859
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,685
−HK$2,872/mo
Today · 4.125%
HK$96,557
baseline
▲ 0.50% · 4.625%
HK$102,432
+HK$5,875/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,114/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,080
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,790
−HK$2,751/mo
Today · 4.125%
HK$106,541
baseline
▲ 0.50% · 4.625%
HK$112,157
+HK$5,616/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,082/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,819
−HK$7,325/mo
▼ 0.25% · 3.875%
HK$120,452
−HK$3,692/mo
Today · 4.125%
HK$124,144
baseline
▲ 0.50% · 4.625%
HK$131,698
+HK$7,554/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,288/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,959
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,445
−HK$3,536/mo
Today · 4.125%
HK$136,981
baseline
▲ 0.50% · 4.625%
HK$144,201
+HK$7,220/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$273,962/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,608 · Scale 2, in force from 26 Feb 2026)