LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,904
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,923
−HK$2,051/mo
Today · 4.125%
HK$68,974
baseline
▲ 0.50% · 4.625%
HK$73,171
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,948/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,205
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,141
−HK$1,965/mo
Today · 4.125%
HK$76,106
baseline
▲ 0.50% · 4.625%
HK$80,117
+HK$4,011/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,212/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,885
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,307
−HK$2,462/mo
Today · 4.125%
HK$82,769
baseline
▲ 0.50% · 4.625%
HK$87,805
+HK$5,036/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,538/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,646
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,970
−HK$2,357/mo
Today · 4.125%
HK$91,327
baseline
▲ 0.50% · 4.625%
HK$96,141
+HK$4,814/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,654/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,865
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,692
−HK$2,871/mo
Today · 4.125%
HK$96,563
baseline
▲ 0.50% · 4.625%
HK$102,439
+HK$5,876/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$193,126/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,087
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,798
−HK$2,750/mo
Today · 4.125%
HK$106,548
baseline
▲ 0.50% · 4.625%
HK$112,164
+HK$5,616/mo
Deposit HK$8.54M · loan HK$19.92M · min. income ≈ HK$213,096/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,827
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,461
−HK$3,692/mo
Today · 4.125%
HK$124,153
baseline
▲ 0.50% · 4.625%
HK$131,707
+HK$7,554/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,306/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,969
−HK$7,021/mo
▼ 0.25% · 3.875%
HK$133,454
−HK$3,536/mo
Today · 4.125%
HK$136,990
baseline
▲ 0.50% · 4.625%
HK$144,211
+HK$7,221/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$273,980/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,693 · Scale 2, in force from 26 Feb 2026)