LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,908
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,927
−HK$2,051/mo
Today · 4.125%
HK$68,978
baseline
▲ 0.50% · 4.625%
HK$73,175
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,956/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,209
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,146
−HK$1,965/mo
Today · 4.125%
HK$76,111
baseline
▲ 0.50% · 4.625%
HK$80,123
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,222/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,890
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,312
−HK$2,462/mo
Today · 4.125%
HK$82,774
baseline
▲ 0.50% · 4.625%
HK$87,810
+HK$5,036/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,548/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,651
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,975
−HK$2,358/mo
Today · 4.125%
HK$91,333
baseline
▲ 0.50% · 4.625%
HK$96,147
+HK$4,814/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,666/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,871
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,698
−HK$2,872/mo
Today · 4.125%
HK$96,570
baseline
▲ 0.50% · 4.625%
HK$102,446
+HK$5,876/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,140/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,093
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,804
−HK$2,751/mo
Today · 4.125%
HK$106,555
baseline
▲ 0.50% · 4.625%
HK$112,172
+HK$5,617/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,110/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,834
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,468
−HK$3,693/mo
Today · 4.125%
HK$124,161
baseline
▲ 0.50% · 4.625%
HK$131,716
+HK$7,555/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,322/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,977
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,463
−HK$3,536/mo
Today · 4.125%
HK$136,999
baseline
▲ 0.50% · 4.625%
HK$144,221
+HK$7,222/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$273,998/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,771 · Scale 2, in force from 26 Feb 2026)