LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,909
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,928
−HK$2,052/mo
Today · 4.125%
HK$68,980
baseline
▲ 0.50% · 4.625%
HK$73,177
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,960/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,211
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,147
−HK$1,965/mo
Today · 4.125%
HK$76,112
baseline
▲ 0.50% · 4.625%
HK$80,124
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,224/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,891
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,314
−HK$2,461/mo
Today · 4.125%
HK$82,775
baseline
▲ 0.50% · 4.625%
HK$87,812
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,550/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,653
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,977
−HK$2,358/mo
Today · 4.125%
HK$91,335
baseline
▲ 0.50% · 4.625%
HK$96,149
+HK$4,814/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,670/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,873
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,700
−HK$2,871/mo
Today · 4.125%
HK$96,571
baseline
▲ 0.50% · 4.625%
HK$102,448
+HK$5,877/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,142/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,095
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,806
−HK$2,751/mo
Today · 4.125%
HK$106,557
baseline
▲ 0.50% · 4.625%
HK$112,174
+HK$5,617/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,114/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,837
−HK$7,326/mo
▼ 0.25% · 3.875%
HK$120,471
−HK$3,692/mo
Today · 4.125%
HK$124,163
baseline
▲ 0.50% · 4.625%
HK$131,718
+HK$7,555/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,326/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,979
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,465
−HK$3,537/mo
Today · 4.125%
HK$137,002
baseline
▲ 0.50% · 4.625%
HK$144,223
+HK$7,221/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,004/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,794 · Scale 2, in force from 26 Feb 2026)