LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,910
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,929
−HK$2,051/mo
Today · 4.125%
HK$68,980
baseline
▲ 0.50% · 4.625%
HK$73,177
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,960/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,211
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,148
−HK$1,965/mo
Today · 4.125%
HK$76,113
baseline
▲ 0.50% · 4.625%
HK$80,125
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,226/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,892
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,314
−HK$2,462/mo
Today · 4.125%
HK$82,776
baseline
▲ 0.50% · 4.625%
HK$87,813
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,552/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,654
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,978
−HK$2,357/mo
Today · 4.125%
HK$91,335
baseline
▲ 0.50% · 4.625%
HK$96,150
+HK$4,815/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,670/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,873
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,700
−HK$2,872/mo
Today · 4.125%
HK$96,572
baseline
▲ 0.50% · 4.625%
HK$102,448
+HK$5,876/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,144/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,096
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,807
−HK$2,751/mo
Today · 4.125%
HK$106,558
baseline
▲ 0.50% · 4.625%
HK$112,174
+HK$5,616/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,116/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,837
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,472
−HK$3,692/mo
Today · 4.125%
HK$124,164
baseline
▲ 0.50% · 4.625%
HK$131,719
+HK$7,555/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,328/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,980
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,466
−HK$3,537/mo
Today · 4.125%
HK$137,003
baseline
▲ 0.50% · 4.625%
HK$144,224
+HK$7,221/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,006/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,802 · Scale 2, in force from 26 Feb 2026)