LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,911
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,930
−HK$2,051/mo
Today · 4.125%
HK$68,981
baseline
▲ 0.50% · 4.625%
HK$73,178
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,962/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,212
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,149
−HK$1,965/mo
Today · 4.125%
HK$76,114
baseline
▲ 0.50% · 4.625%
HK$80,126
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,228/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,893
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,316
−HK$2,461/mo
Today · 4.125%
HK$82,777
baseline
▲ 0.50% · 4.625%
HK$87,814
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,554/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,655
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,979
−HK$2,358/mo
Today · 4.125%
HK$91,337
baseline
▲ 0.50% · 4.625%
HK$96,151
+HK$4,814/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,674/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,875
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,702
−HK$2,872/mo
Today · 4.125%
HK$96,574
baseline
▲ 0.50% · 4.625%
HK$102,450
+HK$5,876/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,148/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,097
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,809
−HK$2,750/mo
Today · 4.125%
HK$106,559
baseline
▲ 0.50% · 4.625%
HK$112,176
+HK$5,617/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,118/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,839
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,474
−HK$3,692/mo
Today · 4.125%
HK$124,166
baseline
▲ 0.50% · 4.625%
HK$131,721
+HK$7,555/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,332/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,982
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,468
−HK$3,537/mo
Today · 4.125%
HK$137,005
baseline
▲ 0.50% · 4.625%
HK$144,227
+HK$7,222/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,010/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,822 · Scale 2, in force from 26 Feb 2026)