LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,911
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,930
−HK$2,052/mo
Today · 4.125%
HK$68,982
baseline
▲ 0.50% · 4.625%
HK$73,179
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,964/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,213
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,150
−HK$1,965/mo
Today · 4.125%
HK$76,115
baseline
▲ 0.50% · 4.625%
HK$80,127
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,230/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,893
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,316
−HK$2,462/mo
Today · 4.125%
HK$82,778
baseline
▲ 0.50% · 4.625%
HK$87,815
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,556/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,656
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,980
−HK$2,357/mo
Today · 4.125%
HK$91,337
baseline
▲ 0.50% · 4.625%
HK$96,152
+HK$4,815/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,674/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,876
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,702
−HK$2,872/mo
Today · 4.125%
HK$96,574
baseline
▲ 0.50% · 4.625%
HK$102,451
+HK$5,877/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,148/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,098
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,810
−HK$2,750/mo
Today · 4.125%
HK$106,560
baseline
▲ 0.50% · 4.625%
HK$112,177
+HK$5,617/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,120/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,840
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,475
−HK$3,692/mo
Today · 4.125%
HK$124,167
baseline
▲ 0.50% · 4.625%
HK$131,722
+HK$7,555/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,334/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,984
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,470
−HK$3,536/mo
Today · 4.125%
HK$137,006
baseline
▲ 0.50% · 4.625%
HK$144,228
+HK$7,222/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,012/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,833 · Scale 2, in force from 26 Feb 2026)