LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,912
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,931
−HK$2,051/mo
Today · 4.125%
HK$68,982
baseline
▲ 0.50% · 4.625%
HK$73,180
+HK$4,198/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,964/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,214
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,150
−HK$1,965/mo
Today · 4.125%
HK$76,115
baseline
▲ 0.50% · 4.625%
HK$80,127
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,230/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,894
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,317
−HK$2,462/mo
Today · 4.125%
HK$82,779
baseline
▲ 0.50% · 4.625%
HK$87,816
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,558/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,656
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,981
−HK$2,357/mo
Today · 4.125%
HK$91,338
baseline
▲ 0.50% · 4.625%
HK$96,153
+HK$4,815/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,676/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,876
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,703
−HK$2,872/mo
Today · 4.125%
HK$96,575
baseline
▲ 0.50% · 4.625%
HK$102,452
+HK$5,877/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,150/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,099
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,811
−HK$2,750/mo
Today · 4.125%
HK$106,561
baseline
▲ 0.50% · 4.625%
HK$112,178
+HK$5,617/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,122/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,841
−HK$7,327/mo
▼ 0.25% · 3.875%
HK$120,476
−HK$3,692/mo
Today · 4.125%
HK$124,168
baseline
▲ 0.50% · 4.625%
HK$131,723
+HK$7,555/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,336/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,985
−HK$7,022/mo
▼ 0.25% · 3.875%
HK$133,471
−HK$3,536/mo
Today · 4.125%
HK$137,007
baseline
▲ 0.50% · 4.625%
HK$144,229
+HK$7,222/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,014/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,843 · Scale 2, in force from 26 Feb 2026)