LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,915
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,934
−HK$2,052/mo
Today · 4.125%
HK$68,986
baseline
▲ 0.50% · 4.625%
HK$73,183
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,972/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,217
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,154
−HK$1,965/mo
Today · 4.125%
HK$76,119
baseline
▲ 0.50% · 4.625%
HK$80,131
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,238/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,898
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,321
−HK$2,462/mo
Today · 4.125%
HK$82,783
baseline
▲ 0.50% · 4.625%
HK$87,820
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,566/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,661
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,985
−HK$2,358/mo
Today · 4.125%
HK$91,343
baseline
▲ 0.50% · 4.625%
HK$96,158
+HK$4,815/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,686/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,881
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,708
−HK$2,872/mo
Today · 4.125%
HK$96,580
baseline
▲ 0.50% · 4.625%
HK$102,457
+HK$5,877/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,160/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,104
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,816
−HK$2,751/mo
Today · 4.125%
HK$106,567
baseline
▲ 0.50% · 4.625%
HK$112,184
+HK$5,617/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,134/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,847
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$120,482
−HK$3,693/mo
Today · 4.125%
HK$124,175
baseline
▲ 0.50% · 4.625%
HK$131,730
+HK$7,555/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,350/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,991
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,478
−HK$3,536/mo
Today · 4.125%
HK$137,014
baseline
▲ 0.50% · 4.625%
HK$144,237
+HK$7,223/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,028/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,905 · Scale 2, in force from 26 Feb 2026)