LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,917
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,936
−HK$2,052/mo
Today · 4.125%
HK$68,988
baseline
▲ 0.50% · 4.625%
HK$73,185
+HK$4,197/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$137,976/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,219
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,156
−HK$1,965/mo
Today · 4.125%
HK$76,121
baseline
▲ 0.50% · 4.625%
HK$80,133
+HK$4,012/mo
Deposit HK$14.23M · loan HK$14.23M · min. income ≈ HK$152,242/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,900
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,323
−HK$2,462/mo
Today · 4.125%
HK$82,785
baseline
▲ 0.50% · 4.625%
HK$87,822
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,570/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,663
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,987
−HK$2,358/mo
Today · 4.125%
HK$91,345
baseline
▲ 0.50% · 4.625%
HK$96,160
+HK$4,815/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,690/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,883
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,710
−HK$2,873/mo
Today · 4.125%
HK$96,583
baseline
▲ 0.50% · 4.625%
HK$102,459
+HK$5,876/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,166/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,107
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,818
−HK$2,751/mo
Today · 4.125%
HK$106,569
baseline
▲ 0.50% · 4.625%
HK$112,187
+HK$5,618/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,138/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,850
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$120,485
−HK$3,693/mo
Today · 4.125%
HK$124,178
baseline
▲ 0.50% · 4.625%
HK$131,734
+HK$7,556/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,356/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,995
−HK$7,023/mo
▼ 0.25% · 3.875%
HK$133,481
−HK$3,537/mo
Today · 4.125%
HK$137,018
baseline
▲ 0.50% · 4.625%
HK$144,240
+HK$7,222/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,036/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,209,935 · Scale 2, in force from 26 Feb 2026)