LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,922
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,941
−HK$2,052/mo
Today · 4.125%
HK$68,993
baseline
▲ 0.50% · 4.625%
HK$73,191
+HK$4,198/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$137,986/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,225
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,162
−HK$1,965/mo
Today · 4.125%
HK$76,127
baseline
▲ 0.50% · 4.625%
HK$80,140
+HK$4,013/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$152,254/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,906
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,330
−HK$2,462/mo
Today · 4.125%
HK$82,792
baseline
▲ 0.50% · 4.625%
HK$87,829
+HK$5,037/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,584/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,670
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$88,994
−HK$2,359/mo
Today · 4.125%
HK$91,353
baseline
▲ 0.50% · 4.625%
HK$96,168
+HK$4,815/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,706/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,891
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,718
−HK$2,872/mo
Today · 4.125%
HK$96,590
baseline
▲ 0.50% · 4.625%
HK$102,468
+HK$5,878/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,180/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,115
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,827
−HK$2,751/mo
Today · 4.125%
HK$106,578
baseline
▲ 0.50% · 4.625%
HK$112,196
+HK$5,618/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,156/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,860
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$120,495
−HK$3,693/mo
Today · 4.125%
HK$124,188
baseline
▲ 0.50% · 4.625%
HK$131,744
+HK$7,556/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,376/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,005
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$133,492
−HK$3,537/mo
Today · 4.125%
HK$137,029
baseline
▲ 0.50% · 4.625%
HK$144,252
+HK$7,223/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,058/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,032 · Scale 2, in force from 26 Feb 2026)