LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,922
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,942
−HK$2,052/mo
Today · 4.125%
HK$68,994
baseline
▲ 0.50% · 4.625%
HK$73,192
+HK$4,198/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$137,988/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,225
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,163
−HK$1,965/mo
Today · 4.125%
HK$76,128
baseline
▲ 0.50% · 4.625%
HK$80,140
+HK$4,012/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$152,256/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,907
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,330
−HK$2,462/mo
Today · 4.125%
HK$82,792
baseline
▲ 0.50% · 4.625%
HK$87,830
+HK$5,038/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,584/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,671
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,995
−HK$2,358/mo
Today · 4.125%
HK$91,353
baseline
▲ 0.50% · 4.625%
HK$96,168
+HK$4,815/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,706/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,891
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,719
−HK$2,872/mo
Today · 4.125%
HK$96,591
baseline
▲ 0.50% · 4.625%
HK$102,468
+HK$5,877/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,182/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,116
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,828
−HK$2,751/mo
Today · 4.125%
HK$106,579
baseline
▲ 0.50% · 4.625%
HK$112,197
+HK$5,618/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,158/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,860
−HK$7,328/mo
▼ 0.25% · 3.875%
HK$120,495
−HK$3,693/mo
Today · 4.125%
HK$124,188
baseline
▲ 0.50% · 4.625%
HK$131,745
+HK$7,557/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$248,376/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,006
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$133,493
−HK$3,537/mo
Today · 4.125%
HK$137,030
baseline
▲ 0.50% · 4.625%
HK$144,253
+HK$7,223/mo
Deposit HK$2.85M · loan HK$25.62M · min. income ≈ HK$274,060/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,040 · Scale 2, in force from 26 Feb 2026)