LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,927
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,947
−HK$2,052/mo
Today · 4.125%
HK$68,999
baseline
▲ 0.50% · 4.625%
HK$73,197
+HK$4,198/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$137,998/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,231
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,168
−HK$1,965/mo
Today · 4.125%
HK$76,133
baseline
▲ 0.50% · 4.625%
HK$80,146
+HK$4,013/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$152,266/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,913
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,336
−HK$2,462/mo
Today · 4.125%
HK$82,798
baseline
▲ 0.50% · 4.625%
HK$87,836
+HK$5,038/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,596/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,677
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,002
−HK$2,358/mo
Today · 4.125%
HK$91,360
baseline
▲ 0.50% · 4.625%
HK$96,176
+HK$4,816/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,720/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,898
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,725
−HK$2,873/mo
Today · 4.125%
HK$96,598
baseline
▲ 0.50% · 4.625%
HK$102,476
+HK$5,878/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,196/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,123
−HK$5,464/mo
▼ 0.25% · 3.875%
HK$103,835
−HK$2,752/mo
Today · 4.125%
HK$106,587
baseline
▲ 0.50% · 4.625%
HK$112,205
+HK$5,618/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,174/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,869
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,504
−HK$3,694/mo
Today · 4.125%
HK$124,198
baseline
▲ 0.50% · 4.625%
HK$131,755
+HK$7,557/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$248,396/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,015
−HK$7,025/mo
▼ 0.25% · 3.875%
HK$133,502
−HK$3,538/mo
Today · 4.125%
HK$137,040
baseline
▲ 0.50% · 4.625%
HK$144,263
+HK$7,223/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$274,080/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,129 · Scale 2, in force from 26 Feb 2026)