LTV · monthly repayment
▼ 0.50% · 3.625%
HK$64,928
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,948
−HK$2,052/mo
Today · 4.125%
HK$69,000
baseline
▲ 0.50% · 4.625%
HK$73,198
+HK$4,198/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$138,000/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,232
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,169
−HK$1,966/mo
Today · 4.125%
HK$76,135
baseline
▲ 0.50% · 4.625%
HK$80,148
+HK$4,013/mo
Deposit HK$14.24M · loan HK$14.24M · min. income ≈ HK$152,270/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,914
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,337
−HK$2,463/mo
Today · 4.125%
HK$82,800
baseline
▲ 0.50% · 4.625%
HK$87,838
+HK$5,038/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$165,600/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,678
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,003
−HK$2,358/mo
Today · 4.125%
HK$91,361
baseline
▲ 0.50% · 4.625%
HK$96,177
+HK$4,816/mo
Deposit HK$11.39M · loan HK$17.08M · min. income ≈ HK$182,722/mo (50% DSR)
Upfront cash ≈ HK$12.60M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,900
−HK$5,700/mo
▼ 0.25% · 3.875%
HK$93,727
−HK$2,873/mo
Today · 4.125%
HK$96,600
baseline
▲ 0.50% · 4.625%
HK$102,478
+HK$5,878/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$193,200/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,125
−HK$5,463/mo
▼ 0.25% · 3.875%
HK$103,837
−HK$2,751/mo
Today · 4.125%
HK$106,588
baseline
▲ 0.50% · 4.625%
HK$112,207
+HK$5,619/mo
Deposit HK$8.54M · loan HK$19.93M · min. income ≈ HK$213,176/mo (50% DSR)
Upfront cash ≈ HK$9.75M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,871
−HK$7,329/mo
▼ 0.25% · 3.875%
HK$120,506
−HK$3,694/mo
Today · 4.125%
HK$124,200
baseline
▲ 0.50% · 4.625%
HK$131,757
+HK$7,557/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$248,400/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$130,018
−HK$7,024/mo
▼ 0.25% · 3.875%
HK$133,505
−HK$3,537/mo
Today · 4.125%
HK$137,042
baseline
▲ 0.50% · 4.625%
HK$144,266
+HK$7,224/mo
Deposit HK$2.85M · loan HK$25.63M · min. income ≈ HK$274,084/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$1,210,150 · Scale 2, in force from 26 Feb 2026)